Investing $100 in U.S. Treasury T-Bills, Notes & Bonds or $5 in ETFs that Invest in T-Bills . . .

If you have at least $100 to invest in U.S. Treasury Securities, you can go to TreasuryDirect online, open an account and purchase Treasury Bills, Notes and Bonds with terms from 4 weeks to 30 years. Short Term T-Bills are bought at a discounted price and then the Treasury pays 100% at Maturity. As example, if you wanted to buy a 1 Year T-Bill, you would pay $96.00 per $100 face amount and at maturity, you would receive $100 which is $4 interest for the 1 Year which is a 4.17% return on your $96 Investment. This is only an example, not representative of current pricing.

For Current T-Bill Yields = www.home.treasury.gov, Goto bottom of the page.

If you only want to invest $5 up to $100, you can consider the newer ETFs that invest in U.S. T-Bills. One that invests only in T-Bills, which was mentioned above, is symbol OBIL. This ETF is trading around $50 so investing as little as $5 would generate .1 fraction or "Slice" of 1 Share. Since these ETFs are new, there has only been 4 months of Distributions which are paid each month. The last 4 months of Distributions has averaged a 3.85% Yield. Due to the lack of much history, it is hard to forecast what kind of yield to expect. But, if you only plan on investing small amounts in T-Bills, right now, this is the only vehicle available. To see the current Yield of OBIL, go to the "Big Charts" site at www.bigcharts.marketwatch.com....enter "OBIL" as the symbol and see what the "Yield" is.

"How to Invest in the Stock Market & U.S. T-Bills starting at $5" & "StockMarketResearchCenter.com" are NOT brokers, banks or financial institutions and do not buy or sell securities. All the data used herein to calculate returns is obtained from recognized sources but have not been verified by us and cannot be guaranteed to be accurate or complete. This investment research is NOT an offer to buy or sell any securities and any data herein cannot be considered a recommendation to buy or sell any security. Always consult an investment professional before making any investment decisions.